About HLP Credit Solutions
We are the premier destination for credit enhancement, credit monitoring, and strategic consulting services for high-impact individuals and growing businesses.
Built on Trust, Driven by Results
HLP Credit Solutions was founded with a clear vision: to help individuals and businesses overcome the institutional barriers of the credit system and build a resilient financial legacy.
We recognized that the credit repair industry was often opaque and disappointing. We set out to change that by combining deep legal expertise with cutting-edge technology to simplify the path to financial restoration.
Based in Mansfield, Texas, our reach extends across all 50 states, providing elite credit monitoring and personalized restoration strategies for those ready for their next chapter.
Meet Our Leadership
Rick Jefferson
Visionary Founder
"A titan in business empowerment, Rick built HLP on the foundation of radical transparency and results-driven strategy."
Chekelah Phelps
Chief Executive Officer
"Excellence defined. Chekelah orchestrates HLP's operations to ensure every client receives the premium experience they deserve."
Mission and Values
Our mission is to help our clients attain freedom from financial setbacks and provide the most sophisticated credit solutions available today.
Transparency
Committing to complete openness and honesty in all our operations and client interactions.
Client-First Approach
Prioritizing the needs, goals, and financial wellbeing of our clients above all else.
Financial Empowerment
Providing tools and knowledge that enable individuals to take control of their credit and financial future.
Data Security
Implementing the highest standards of data protection to safeguard your sensitive information.
Continuous Innovation
Constantly evolving our processes and services with the latest credit repair strategies and techniques.
Integrity
We stand by our work and ensure every action we take is ethical and compliant with all standards.
Our Presence
Headquartered in Texas, Serving Nationwide
Empowering the American Dream
Our success is measured by the milestones our clients achieve. Whether it's securing a home loan, scaling a business, or simply the peace of mind that comes with financial stability, HLP is your partner in transformation. We don't just fix numbers—we create new beginnings.
Ready to rewrite your financial future?
Experience the HLP difference. Join the thousands who have transformed their credit with our expert team.